Izwe for You

Salary Advances for civil servants

Izwe can now offer salary advance loans of up to ZMW 3,500 with repayment terms of up to 18 months.

Apply for a loan online and receive feedback within minutes. The cash will be paid to you in less than 24 hours of your application approval. And you choose the repayment terms.

Get a fast cash loan when you need it most

Apply for a Swift Salary Advance Loan

Affordable, quick online loans that improve lives.

Life doesn’t always go to plan.

Geysers burst. Pets get sick. Medical emergencies happen.

And then the car
breaks down.

When life happens and you need cash fast, Izwe SWIFT, our new salary advance offering, takes the pressure off.

Who qualifies as a civil servant?

A civil servant is anyone who is permanently employed by:

  • The Government of Zambia
  • Zambia Air Force (ZAF)
  • Zambia National Service (ZNS)

Work for one of them? Then put us to work for you.

What are the requirements?

To qualify for an Izwe SWIFT loan, you must:

  • Be a Zambian civil servant
  • Bank with either Absa, Atlas Mara, Indo, Natsave, or Zanaco

Not a civil servant but need help with your business cash flow?
We have something for you, too.

APPLY FOR A SWIFT LOAN Read our FAQs