As Izwe Zambia, our purpose goes beyond lending and provision of financial services—we exist to uplift underserved communities through financial inclusion. Our ESG framework ensures that we operate responsibly, transparently, and sustainably while expanding opportunities for individuals and small businesses.
Our ESG strategy is built on three pillars:
Environmental Pillar Social Pillar Governance PillarWe are committed to minimizing our environmental footprint while encouraging eco‑friendly practices among our clients. Though microfinance has a naturally low environmental impact, we take extra steps to promote sustainability.
Social impact is at the core of microfinance. We support low-income families, women entrepreneurs, rural communities, and small businesses with inclusive financial tools that help them grow.
female borrowers on Izwe Float; 39% on our Payroll loan book
of total loan book comprises of education finance
SMEs helped
employees from female-led businesses
loan repayment rate
We uphold high ethical standards to protect our clients and ensure the long-term stability of our institution. Our governance practices ensure fairness, transparency, and accountability.
Tree Planting Initiative in Partnership with NRDC
Donation of Solar Borehole to Twashuka Secondary School